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August 2013 Archives

MedPay Benefits Here In Massachusetts

Imagine a scenario where you have paid an additional premium for MedPay benefits as part of your automobile insurance coverage, then get into a car accident and find out that your MedPay benefits may not be available to you since you have health insurance coverage also!

Bike Riding Here In Massachusetts

I read about a recent tragedy in Maine where a bicyclist's leg was destroyed when caught by a blade of a piece of equipment protruding from a passing landscaping truck. I am a frequent road biker here in Massachusetts and that story really hit home for me.

The Value of Homestead Declarations

It is extremely important to be aware that, if you are a homeowner here in Massachusetts, you have the right by statute- G.L. c. 188, s.2- to record a Homestead on your property in the Registry of the county in which the property is located.

Don't get yourself excluded from insurance coverage!

Every personal auto registered in Massachusetts today is controlled by the standard Massachusetts Automobile Insurance Policy, 8th Edition.  It is the so-called "plain language" policy and contains certain exclusions of which you should be aware.  For example, if you own your car but rent another vehicle for an extended period of time or regularly use a housemate's or family member's car, and then get into an accident, the coverage on your own car may not apply since you regularly use that other car but are not paying a premium for same.

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Harris & Associates, P.C
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Boston MA 02109

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